See how much you can save with our intuitive refinance calculator! Enter your current mortgage balance, how much you'd like to cash out (if applicable), and you'll know almost instantaneously how much you'll pay each month and how much you'll spend over the life of the loan. Of course, check out the current refinance rates to see how they compare to your existing loan.
Jun, 2023 | May, 2053 | |
Loan Closing | Loan Payoff |
Compare Virginia Refinance Amortization Rates |
740-850 FICO — UP TO 2.0 POINTS — | JUN 05, 2023 |
![]() NMLS: 3030 |
6.692% APR |
$1,581 per month |
30 Year Fixed |
Rate: 6.500% Fees: $0 Points: 2.000 Pts amt: $5,000 |
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![]() NMLS: 3030 |
6.692% APR |
$1,581 per month |
30 Year Fixed |
Rate: 6.500% Fees: $0 Points: 2.000 Pts amt: $5,000 |
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![]() NMLS: 6606 |
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![]() NMLS: Not a Lender |
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Date | Interest | Principal | Balance |
---|---|---|---|
Jun, 2023 | $729 | $393 | $249,607 |
Jul, 2023 | $728 | $395 | $249,212 |
Aug, 2023 | $727 | $396 | $248,816 |
Sep, 2023 | $726 | $397 | $248,419 |
Oct, 2023 | $725 | $398 | $248,021 |
Nov, 2023 | $723 | $399 | $247,622 |
Dec, 2023 | $722 | $400 | $247,222 |
2023 | $5,080 | $2,778 | $247,222 |
Jan, 2024 | $721 | $402 | $246,820 |
Feb, 2024 | $720 | $403 | $246,417 |
Mar, 2024 | $719 | $404 | $246,014 |
Apr, 2024 | $718 | $405 | $245,608 |
May, 2024 | $716 | $406 | $245,202 |
Jun, 2024 | $715 | $407 | $244,795 |
Jul, 2024 | $714 | $409 | $244,386 |
Aug, 2024 | $713 | $410 | $243,976 |
Sep, 2024 | $712 | $411 | $243,565 |
Oct, 2024 | $710 | $412 | $243,153 |
Nov, 2024 | $709 | $413 | $242,740 |
Dec, 2024 | $708 | $415 | $242,325 |
2024 | $8,575 | $4,897 | $242,325 |
Jan, 2025 | $707 | $416 | $241,909 |
Feb, 2025 | $706 | $417 | $241,492 |
Mar, 2025 | $704 | $418 | $241,074 |
Apr, 2025 | $703 | $419 | $240,654 |
May, 2025 | $702 | $421 | $240,234 |
Jun, 2025 | $701 | $422 | $239,812 |
Jul, 2025 | $699 | $423 | $239,389 |
Aug, 2025 | $698 | $424 | $238,964 |
Sep, 2025 | $697 | $426 | $238,539 |
Oct, 2025 | $696 | $427 | $238,112 |
Nov, 2025 | $694 | $428 | $237,684 |
Dec, 2025 | $693 | $429 | $237,254 |
2025 | $8,401 | $5,071 | $237,254 |
Jan, 2026 | $692 | $431 | $236,824 |
Feb, 2026 | $691 | $432 | $236,392 |
Mar, 2026 | $689 | $433 | $235,959 |
Apr, 2026 | $688 | $434 | $235,524 |
May, 2026 | $687 | $436 | $235,089 |
Jun, 2026 | $686 | $437 | $234,652 |
Jul, 2026 | $684 | $438 | $234,213 |
Aug, 2026 | $683 | $439 | $233,774 |
Sep, 2026 | $682 | $441 | $233,333 |
Oct, 2026 | $681 | $442 | $232,891 |
Nov, 2026 | $679 | $443 | $232,448 |
Dec, 2026 | $678 | $445 | $232,003 |
2026 | $8,220 | $5,251 | $232,003 |
Jan, 2027 | $677 | $446 | $231,557 |
Feb, 2027 | $675 | $447 | $231,110 |
Mar, 2027 | $674 | $449 | $230,661 |
Apr, 2027 | $673 | $450 | $230,212 |
May, 2027 | $671 | $451 | $229,760 |
Jun, 2027 | $670 | $452 | $229,308 |
Jul, 2027 | $669 | $454 | $228,854 |
Aug, 2027 | $667 | $455 | $228,399 |
Sep, 2027 | $666 | $456 | $227,943 |
Oct, 2027 | $665 | $458 | $227,485 |
Nov, 2027 | $663 | $459 | $227,026 |
Dec, 2027 | $662 | $460 | $226,565 |
2027 | $8,033 | $5,438 | $226,565 |
Jan, 2028 | $661 | $462 | $226,103 |
Feb, 2028 | $659 | $463 | $225,640 |
Mar, 2028 | $658 | $464 | $225,176 |
Apr, 2028 | $657 | $466 | $224,710 |
May, 2028 | $655 | $467 | $224,243 |
Jun, 2028 | $654 | $469 | $223,774 |
Jul, 2028 | $653 | $470 | $223,304 |
Aug, 2028 | $651 | $471 | $222,833 |
Sep, 2028 | $650 | $473 | $222,360 |
Oct, 2028 | $649 | $474 | $221,886 |
Nov, 2028 | $647 | $475 | $221,411 |
Dec, 2028 | $646 | $477 | $220,934 |
2028 | $7,840 | $5,631 | $220,934 |
Jan, 2029 | $644 | $478 | $220,456 |
Feb, 2029 | $643 | $480 | $219,976 |
Mar, 2029 | $642 | $481 | $219,495 |
Apr, 2029 | $640 | $482 | $219,013 |
May, 2029 | $639 | $484 | $218,529 |
Jun, 2029 | $637 | $485 | $218,044 |
Jul, 2029 | $636 | $487 | $217,557 |
Aug, 2029 | $635 | $488 | $217,069 |
Sep, 2029 | $633 | $489 | $216,579 |
Oct, 2029 | $632 | $491 | $216,088 |
Nov, 2029 | $630 | $492 | $215,596 |
Dec, 2029 | $629 | $494 | $215,102 |
2029 | $7,640 | $5,832 | $215,102 |
Jan, 2030 | $627 | $495 | $214,607 |
Feb, 2030 | $626 | $497 | $214,110 |
Mar, 2030 | $624 | $498 | $213,612 |
Apr, 2030 | $623 | $500 | $213,113 |
May, 2030 | $622 | $501 | $212,612 |
Jun, 2030 | $620 | $502 | $212,109 |
Jul, 2030 | $619 | $504 | $211,605 |
Aug, 2030 | $617 | $505 | $211,100 |
Sep, 2030 | $616 | $507 | $210,593 |
Oct, 2030 | $614 | $508 | $210,084 |
Nov, 2030 | $613 | $510 | $209,575 |
Dec, 2030 | $611 | $511 | $209,063 |
2030 | $7,432 | $6,039 | $209,063 |
Jan, 2031 | $610 | $513 | $208,550 |
Feb, 2031 | $608 | $514 | $208,036 |
Mar, 2031 | $607 | $516 | $207,520 |
Apr, 2031 | $605 | $517 | $207,003 |
May, 2031 | $604 | $519 | $206,484 |
Jun, 2031 | $602 | $520 | $205,964 |
Jul, 2031 | $601 | $522 | $205,442 |
Aug, 2031 | $599 | $523 | $204,918 |
Sep, 2031 | $598 | $525 | $204,393 |
Oct, 2031 | $596 | $526 | $203,867 |
Nov, 2031 | $595 | $528 | $203,339 |
Dec, 2031 | $593 | $530 | $202,809 |
2031 | $7,218 | $6,254 | $202,809 |
Jan, 2032 | $592 | $531 | $202,278 |
Feb, 2032 | $590 | $533 | $201,746 |
Mar, 2032 | $588 | $534 | $201,211 |
Apr, 2032 | $587 | $536 | $200,676 |
May, 2032 | $585 | $537 | $200,138 |
Jun, 2032 | $584 | $539 | $199,600 |
Jul, 2032 | $582 | $540 | $199,059 |
Aug, 2032 | $581 | $542 | $198,517 |
Sep, 2032 | $579 | $544 | $197,973 |
Oct, 2032 | $577 | $545 | $197,428 |
Nov, 2032 | $576 | $547 | $196,882 |
Dec, 2032 | $574 | $548 | $196,333 |
2032 | $6,995 | $6,476 | $196,333 |
Jan, 2033 | $573 | $550 | $195,783 |
Feb, 2033 | $571 | $552 | $195,232 |
Mar, 2033 | $569 | $553 | $194,678 |
Apr, 2033 | $568 | $555 | $194,124 |
May, 2033 | $566 | $556 | $193,567 |
Jun, 2033 | $565 | $558 | $193,009 |
Jul, 2033 | $563 | $560 | $192,449 |
Aug, 2033 | $561 | $561 | $191,888 |
Sep, 2033 | $560 | $563 | $191,325 |
Oct, 2033 | $558 | $565 | $190,761 |
Nov, 2033 | $556 | $566 | $190,194 |
Dec, 2033 | $555 | $568 | $189,627 |
2033 | $6,765 | $6,707 | $189,627 |
Jan, 2034 | $553 | $570 | $189,057 |
Feb, 2034 | $551 | $571 | $188,486 |
Mar, 2034 | $550 | $573 | $187,913 |
Apr, 2034 | $548 | $575 | $187,338 |
May, 2034 | $546 | $576 | $186,762 |
Jun, 2034 | $545 | $578 | $186,184 |
Jul, 2034 | $543 | $580 | $185,605 |
Aug, 2034 | $541 | $581 | $185,023 |
Sep, 2034 | $540 | $583 | $184,441 |
Oct, 2034 | $538 | $585 | $183,856 |
Nov, 2034 | $536 | $586 | $183,270 |
Dec, 2034 | $535 | $588 | $182,681 |
2034 | $6,526 | $6,945 | $182,681 |
Jan, 2035 | $533 | $590 | $182,092 |
Feb, 2035 | $531 | $592 | $181,500 |
Mar, 2035 | $529 | $593 | $180,907 |
Apr, 2035 | $528 | $595 | $180,312 |
May, 2035 | $526 | $597 | $179,715 |
Jun, 2035 | $524 | $598 | $179,117 |
Jul, 2035 | $522 | $600 | $178,517 |
Aug, 2035 | $521 | $602 | $177,915 |
Sep, 2035 | $519 | $604 | $177,311 |
Oct, 2035 | $517 | $605 | $176,706 |
Nov, 2035 | $515 | $607 | $176,098 |
Dec, 2035 | $514 | $609 | $175,489 |
2035 | $6,279 | $7,192 | $175,489 |
Jan, 2036 | $512 | $611 | $174,879 |
Feb, 2036 | $510 | $613 | $174,266 |
Mar, 2036 | $508 | $614 | $173,652 |
Apr, 2036 | $506 | $616 | $173,036 |
May, 2036 | $505 | $618 | $172,418 |
Jun, 2036 | $503 | $620 | $171,798 |
Jul, 2036 | $501 | $622 | $171,176 |
Aug, 2036 | $499 | $623 | $170,553 |
Sep, 2036 | $497 | $625 | $169,928 |
Oct, 2036 | $496 | $627 | $169,301 |
Nov, 2036 | $494 | $629 | $168,672 |
Dec, 2036 | $492 | $631 | $168,041 |
2036 | $6,023 | $7,448 | $168,041 |
Jan, 2037 | $490 | $632 | $167,409 |
Feb, 2037 | $488 | $634 | $166,775 |
Mar, 2037 | $486 | $636 | $166,138 |
Apr, 2037 | $485 | $638 | $165,500 |
May, 2037 | $483 | $640 | $164,860 |
Jun, 2037 | $481 | $642 | $164,219 |
Jul, 2037 | $479 | $644 | $163,575 |
Aug, 2037 | $477 | $646 | $162,929 |
Sep, 2037 | $475 | $647 | $162,282 |
Oct, 2037 | $473 | $649 | $161,633 |
Nov, 2037 | $471 | $651 | $160,982 |
Dec, 2037 | $470 | $653 | $160,329 |
2037 | $5,759 | $7,713 | $160,329 |
Jan, 2038 | $468 | $655 | $159,674 |
Feb, 2038 | $466 | $657 | $159,017 |
Mar, 2038 | $464 | $659 | $158,358 |
Apr, 2038 | $462 | $661 | $157,697 |
May, 2038 | $460 | $663 | $157,034 |
Jun, 2038 | $458 | $665 | $156,370 |
Jul, 2038 | $456 | $667 | $155,703 |
Aug, 2038 | $454 | $668 | $155,035 |
Sep, 2038 | $452 | $670 | $154,364 |
Oct, 2038 | $450 | $672 | $153,692 |
Nov, 2038 | $448 | $674 | $153,018 |
Dec, 2038 | $446 | $676 | $152,341 |
2038 | $5,484 | $7,987 | $152,341 |
Jan, 2039 | $444 | $678 | $151,663 |
Feb, 2039 | $442 | $680 | $150,983 |
Mar, 2039 | $440 | $682 | $150,301 |
Apr, 2039 | $438 | $684 | $149,616 |
May, 2039 | $436 | $686 | $148,930 |
Jun, 2039 | $434 | $688 | $148,242 |
Jul, 2039 | $432 | $690 | $147,552 |
Aug, 2039 | $430 | $692 | $146,859 |
Sep, 2039 | $428 | $694 | $146,165 |
Oct, 2039 | $426 | $696 | $145,469 |
Nov, 2039 | $424 | $698 | $144,770 |
Dec, 2039 | $422 | $700 | $144,070 |
2039 | $5,200 | $8,271 | $144,070 |
Jan, 2040 | $420 | $702 | $143,368 |
Feb, 2040 | $418 | $704 | $142,663 |
Mar, 2040 | $416 | $707 | $141,957 |
Apr, 2040 | $414 | $709 | $141,248 |
May, 2040 | $412 | $711 | $140,538 |
Jun, 2040 | $410 | $713 | $139,825 |
Jul, 2040 | $408 | $715 | $139,110 |
Aug, 2040 | $406 | $717 | $138,393 |
Sep, 2040 | $404 | $719 | $137,674 |
Oct, 2040 | $402 | $721 | $136,953 |
Nov, 2040 | $399 | $723 | $136,230 |
Dec, 2040 | $397 | $725 | $135,505 |
2040 | $4,906 | $8,565 | $135,505 |
Jan, 2041 | $395 | $727 | $134,777 |
Feb, 2041 | $393 | $730 | $134,048 |
Mar, 2041 | $391 | $732 | $133,316 |
Apr, 2041 | $389 | $734 | $132,582 |
May, 2041 | $387 | $736 | $131,846 |
Jun, 2041 | $385 | $738 | $131,108 |
Jul, 2041 | $382 | $740 | $130,368 |
Aug, 2041 | $380 | $742 | $129,626 |
Sep, 2041 | $378 | $745 | $128,881 |
Oct, 2041 | $376 | $747 | $128,135 |
Nov, 2041 | $374 | $749 | $127,386 |
Dec, 2041 | $372 | $751 | $126,635 |
2041 | $4,601 | $8,870 | $126,635 |
Jan, 2042 | $369 | $753 | $125,881 |
Feb, 2042 | $367 | $755 | $125,126 |
Mar, 2042 | $365 | $758 | $124,368 |
Apr, 2042 | $363 | $760 | $123,608 |
May, 2042 | $361 | $762 | $122,846 |
Jun, 2042 | $358 | $764 | $122,082 |
Jul, 2042 | $356 | $767 | $121,315 |
Aug, 2042 | $354 | $769 | $120,547 |
Sep, 2042 | $352 | $771 | $119,776 |
Oct, 2042 | $349 | $773 | $119,002 |
Nov, 2042 | $347 | $776 | $118,227 |
Dec, 2042 | $345 | $778 | $117,449 |
2042 | $4,286 | $9,186 | $117,449 |
Jan, 2043 | $343 | $780 | $116,669 |
Feb, 2043 | $340 | $782 | $115,887 |
Mar, 2043 | $338 | $785 | $115,102 |
Apr, 2043 | $336 | $787 | $114,315 |
May, 2043 | $333 | $789 | $113,526 |
Jun, 2043 | $331 | $791 | $112,735 |
Jul, 2043 | $329 | $794 | $111,941 |
Aug, 2043 | $326 | $796 | $111,145 |
Sep, 2043 | $324 | $798 | $110,346 |
Oct, 2043 | $322 | $801 | $109,545 |
Nov, 2043 | $320 | $803 | $108,742 |
Dec, 2043 | $317 | $805 | $107,937 |
2043 | $3,959 | $9,512 | $107,937 |
Jan, 2044 | $315 | $808 | $107,129 |
Feb, 2044 | $312 | $810 | $106,319 |
Mar, 2044 | $310 | $813 | $105,506 |
Apr, 2044 | $308 | $815 | $104,691 |
May, 2044 | $305 | $817 | $103,874 |
Jun, 2044 | $303 | $820 | $103,055 |
Jul, 2044 | $301 | $822 | $102,233 |
Aug, 2044 | $298 | $824 | $101,408 |
Sep, 2044 | $296 | $827 | $100,581 |
Oct, 2044 | $293 | $829 | $99,752 |
Nov, 2044 | $291 | $832 | $98,920 |
Dec, 2044 | $289 | $834 | $98,086 |
2044 | $3,621 | $9,851 | $98,086 |
Jan, 2045 | $286 | $837 | $97,250 |
Feb, 2045 | $284 | $839 | $96,411 |
Mar, 2045 | $281 | $841 | $95,569 |
Apr, 2045 | $279 | $844 | $94,725 |
May, 2045 | $276 | $846 | $93,879 |
Jun, 2045 | $274 | $849 | $93,030 |
Jul, 2045 | $271 | $851 | $92,179 |
Aug, 2045 | $269 | $854 | $91,325 |
Sep, 2045 | $266 | $856 | $90,469 |
Oct, 2045 | $264 | $859 | $89,610 |
Nov, 2045 | $261 | $861 | $88,749 |
Dec, 2045 | $259 | $864 | $87,885 |
2045 | $3,270 | $10,201 | $87,885 |
Jan, 2046 | $256 | $866 | $87,019 |
Feb, 2046 | $254 | $869 | $86,150 |
Mar, 2046 | $251 | $871 | $85,279 |
Apr, 2046 | $249 | $874 | $84,405 |
May, 2046 | $246 | $876 | $83,529 |
Jun, 2046 | $244 | $879 | $82,650 |
Jul, 2046 | $241 | $882 | $81,768 |
Aug, 2046 | $238 | $884 | $80,884 |
Sep, 2046 | $236 | $887 | $79,997 |
Oct, 2046 | $233 | $889 | $79,108 |
Nov, 2046 | $231 | $892 | $78,216 |
Dec, 2046 | $228 | $894 | $77,322 |
2046 | $2,908 | $10,564 | $77,322 |
Jan, 2047 | $226 | $897 | $76,424 |
Feb, 2047 | $223 | $900 | $75,525 |
Mar, 2047 | $220 | $902 | $74,622 |
Apr, 2047 | $218 | $905 | $73,717 |
May, 2047 | $215 | $908 | $72,810 |
Jun, 2047 | $212 | $910 | $71,900 |
Jul, 2047 | $210 | $913 | $70,987 |
Aug, 2047 | $207 | $916 | $70,071 |
Sep, 2047 | $204 | $918 | $69,153 |
Oct, 2047 | $202 | $921 | $68,232 |
Nov, 2047 | $199 | $924 | $67,308 |
Dec, 2047 | $196 | $926 | $66,382 |
2047 | $2,532 | $10,939 | $66,382 |
Jan, 2048 | $194 | $929 | $65,453 |
Feb, 2048 | $191 | $932 | $64,521 |
Mar, 2048 | $188 | $934 | $63,587 |
Apr, 2048 | $185 | $937 | $62,650 |
May, 2048 | $183 | $940 | $61,710 |
Jun, 2048 | $180 | $943 | $60,767 |
Jul, 2048 | $177 | $945 | $59,822 |
Aug, 2048 | $174 | $948 | $58,874 |
Sep, 2048 | $172 | $951 | $57,923 |
Oct, 2048 | $169 | $954 | $56,969 |
Nov, 2048 | $166 | $956 | $56,013 |
Dec, 2048 | $163 | $959 | $55,054 |
2048 | $2,143 | $11,329 | $55,054 |
Jan, 2049 | $161 | $962 | $54,092 |
Feb, 2049 | $158 | $965 | $53,127 |
Mar, 2049 | $155 | $968 | $52,159 |
Apr, 2049 | $152 | $970 | $51,189 |
May, 2049 | $149 | $973 | $50,215 |
Jun, 2049 | $146 | $976 | $49,239 |
Jul, 2049 | $144 | $979 | $48,260 |
Aug, 2049 | $141 | $982 | $47,278 |
Sep, 2049 | $138 | $985 | $46,294 |
Oct, 2049 | $135 | $988 | $45,306 |
Nov, 2049 | $132 | $990 | $44,315 |
Dec, 2049 | $129 | $993 | $43,322 |
2049 | $1,740 | $11,731 | $43,322 |
Jan, 2050 | $126 | $996 | $42,326 |
Feb, 2050 | $123 | $999 | $41,327 |
Mar, 2050 | $121 | $1,002 | $40,325 |
Apr, 2050 | $118 | $1,005 | $39,320 |
May, 2050 | $115 | $1,008 | $38,312 |
Jun, 2050 | $112 | $1,011 | $37,301 |
Jul, 2050 | $109 | $1,014 | $36,287 |
Aug, 2050 | $106 | $1,017 | $35,270 |
Sep, 2050 | $103 | $1,020 | $34,250 |
Oct, 2050 | $100 | $1,023 | $33,228 |
Nov, 2050 | $97 | $1,026 | $32,202 |
Dec, 2050 | $94 | $1,029 | $31,173 |
2050 | $1,323 | $12,149 | $31,173 |
Jan, 2051 | $91 | $1,032 | $30,142 |
Feb, 2051 | $88 | $1,035 | $29,107 |
Mar, 2051 | $85 | $1,038 | $28,069 |
Apr, 2051 | $82 | $1,041 | $27,029 |
May, 2051 | $79 | $1,044 | $25,985 |
Jun, 2051 | $76 | $1,047 | $24,938 |
Jul, 2051 | $73 | $1,050 | $23,888 |
Aug, 2051 | $70 | $1,053 | $22,835 |
Sep, 2051 | $67 | $1,056 | $21,779 |
Oct, 2051 | $64 | $1,059 | $20,720 |
Nov, 2051 | $60 | $1,062 | $19,658 |
Dec, 2051 | $57 | $1,065 | $18,593 |
2051 | $891 | $12,581 | $18,593 |
Jan, 2052 | $54 | $1,068 | $17,524 |
Feb, 2052 | $51 | $1,071 | $16,453 |
Mar, 2052 | $48 | $1,075 | $15,378 |
Apr, 2052 | $45 | $1,078 | $14,300 |
May, 2052 | $42 | $1,081 | $13,219 |
Jun, 2052 | $39 | $1,084 | $12,135 |
Jul, 2052 | $35 | $1,087 | $11,048 |
Aug, 2052 | $32 | $1,090 | $9,958 |
Sep, 2052 | $29 | $1,094 | $8,864 |
Oct, 2052 | $26 | $1,097 | $7,767 |
Nov, 2052 | $23 | $1,100 | $6,667 |
Dec, 2052 | $19 | $1,103 | $5,564 |
2052 | $443 | $13,028 | $5,564 |
Jan, 2053 | $16 | $1,106 | $4,458 |
Feb, 2053 | $13 | $1,110 | $3,348 |
Mar, 2053 | $10 | $1,113 | $2,235 |
Apr, 2053 | $7 | $1,116 | $1,119 |
May, 2053 | $3 | $1,119 | $0 |
2053 | $49 | $5,564 | $0 |